Saturday, March 31, 2012

Green Rating Systems | designtalk

Thinking about a green rating for your new home or remodel? It?s important to know the different rating systems. In addition to building code enforcement, city and state agencies are now requiring some level of green building practice for new construction and substantial remodels.

The most two most widely used green rating systems for residential construction in California are:

GreenPoint Rating
GreenPoint Rated is administered by Build It Green as a green building rating system for new residential construction in California. Points are awarded across five different categories including energy efficiency, resource conservation, indoor air quality, water conservation, and community.

Some individual building departments require new construction to meet standards set by the GreenPointRated checklist, but do not require actual certification.

  • Cost of Green Point Rating for a new single-family home: Total $2,500-$2,800, including $400 certification fee, plus $2,100-$2,400 for the services of a rater
  • Applies to: single-family or multi-family homes in California
  • Comments: used to be the residential alternative to LEED certification
  • More information: www.builditgreen.org

LEED Certification
LEED stands for Leadership in Energy and Environmental Design, a program of the U.S. Green Building Council. LEED certification also awards points across five categories including energy efficiency, site planning, water management, material use, and indoor air quality.

While it was originally designed as a program for commercial office buildings, LEED now has a certification designation for residential design and construction as well.

  • Cost of LEED-H certification for a single-family home: Total: $6,925-$10,525 Includes $225 for registration, $300 for certification, $400-$2,000 for the Provider, and $6,000-$8,000 for the services of a Green Rater.
  • Applies to: building design and construction, building operation and maintenance, interior design and construction, homes, and neighborhood development throughout the U.S.
  • Comments: most expensive form of green building rating
  • Website: www.usgbc-ncc.org

For the sake of comparison, the fees listed above are based on a medium-sized home. Green rater services for custom homes will vary considerably depending on the size of the home, the location, and the types of services required. Fees will also vary depending on the individual rater.

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Fab Sale Round-Up: Gilt Groupe, Disney Baby and More!

Check out our round-up of this week's best mommy and baby deals.

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It Is Necessary To Take International Travel Insurance Cover For ...

Whether you are a US or a non US citizen international travel insurance plan cover medical expenses, reimbursement of non refundable expenses which occur due to a hotel or flight cancellation, injured travelers evacuation expenses to nearest hospital or their home country etc.

It is very important that we have a medical cover since most of the insurance companies do not provide insurance protection outside US borders. Evacuation of travelers basically mean when a traveler is seriously injured and they have to be evacuated to any nearest hospital or even send them back to their home country incase of critical injury which has occurred during the journey.

Travel insurance are of 2 types, 1) Trip cancellation Insurance & 2) Travel Health Insurance. US citizens can apply for both of the plans while non US citizens can apply only for Travel Health Insurance plan.

The main difference between both the plans is that in case of Trip cancellation insurance policy, plan covers medical expenses, injured travelers evacuation to their home nation, reimbursement of a cancelled trip whereas Travel Health Insurance covers all of these expect reimbursement expenses of a cancelled trip.

For Trip cancellation insurance, US residents can avail medical expenses for a maximum amount of upto $50,000. Trip cancellation reimbursement usually occurs due to unavoidable circumstances such as terrorism, bad weather, death of the insured traveler etc. Pre existing sickness is also covered under both the plans but the policy must be taken 15 days prior to the traveler?s first trip overseas.

Medical benefits for international travel insurance which is applicable for US & Non US limit range from $60,000 to $1 million, evacuation expenses for upto $300,000, pre existing condition expenses limit for maximum of $20,000 applicable for US nationals & $3,000 for non US nationals.

Premium comparison chart ? Trip cancellation Insurance cover for a 25 year old US citizen, premium will be $72 for trip expenses of $2,000. The premium is payable monthly. For Travel Health Insurance plan, monthly premium will be $50.40 for both US & non US citizens with sum insured at $60,000.

Find out more information on international travel health insurance plans by going through the following website.

Learn more about international travel insurance and international travel health insurance.

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Toshiba Portege R835-P88


In a world where ultrabooks are hip and happening, ultraportables can seem like yesterday's news. The Toshiba Portege R835-P88 ($849.99 list) is the latest version of a model that's been around for years. It weighs a third of a pound more than the average ultrabook. It has an old-fashioned optical drive instead of a newfangled backlit keyboard. It also costs less than virtually all ultrabooks and runs faster than any of them?and yeah, an optical drive can still come in pretty handy sometimes. For portability, performance, and value (especially at street prices markedly below its $850 list), the Portege R835-P88 is what we said its R835-P50X predecessor was 11 months ago: the epitome of what an ultraportable should be, and an easy successor to last year's model as an Editors' Choice in the category.

Design
The R835-P88 weighs 3.2 pounds on PC Labs' scale?more than the 2.9 pounds of the Apple MacBook Air 13-inch (Thunderbolt) ($1,299 direct, 4 stars) and numerous ultrabooks, though actually an ounce less than our Editors' Choice ultrabook HP Folio 13 ($1,048.99 direct, 4 stars). Its magnesium alloy chassis is a handsome dark blue, accented by chrome (plastic) screen hinges.

The screen feels solid, less flexible or flimsy than that of Toshiba's 2.5-pound ultrabook models such as the Portege Z830-S8302. It's a glossy 13.3-inch panel with the usual 1,366 by 768 resolution; vertical viewing angles are narrow enough that you'll find yourself adjusting its tilt, but horizontal angles are sufficiently broad and brightness and color are fine.

The keyboard, as mentioned, isn't backlit but offers a first-class layout, with dedicated Home, End, PgUp, and PgDn keys plus Ctrl and Delete in their proper lower left and top right corners, respectively. Its typing feel is snappy and sure, if a little shallow. The touchpad works smoothly, its twin buttons giving just the right amount of tactile feedback.

Features
On the right side of the R835-P88's chassis, next to the DVD?RW drive, are headphone and microphone jacks, a USB 3.0 port, and an Ethernet port. On the left are VGA and HDMI ports and two USB 2.0 ports, one an eSATA combo port with Toshiba's "sleep and charge" functionality for recharging handheld devices without turning the laptop on.

Bluetooth and WiMax are absent, but the R835-P88's 802.11n Wi-Fi worked fine in our tests and Intel Wireless Display (WiDi) is on hand for users who want to zap audio and video to an HDTV set equipped with a Belkin or Netgear adapter. Toshiba preloads the system's spacious 640GB (550GB free out of the box), 5,400-rpm hard drive with a slew of house-brand utilities and a scanty 30-day trial of Norton Internet Security.

The diminutive speakers above the keyboard pump out pleasant enough audio, but were occasionally drowned out during our tests by the Toshiba's cooling fan?inaudible during routine productivity work, the latter grew noticeably loud during strenuous exercises such as our graphics benchmarks.

Performance
Toshiba Portege R835-P88 While most Intel Core i5 ultrabooks we've seen use a low-voltage (17-watt) processor running at 1.6GHz, the R835-P88 ultraportable boasts a standard-voltage (35-watt) Core i5-2450M chip running at 2.5GHz. Teamed with 6GB of RAM, it delivers performance that not only bests those flyweights, but even edges Core i7 ultrabooks like the Toshiba Z830-S8302 (1 minute 59 seconds in our Handbrake video encoding test, versus 1:46 for the R835-P88) and Lenovo IdeaPad U300s (4:25 in our Photoshop CS5 image editing test, versus 3:55 for the R835-P88).

Toshiba Portege R835-P88

The R835-P88's PCMark 7 score of 2,313 is only middling, because it has a hard drive instead of one of the SSDs that PCMark 7 adores. But its other benchmark numbers are thoroughly competitive with other ultraportables such as the Lenovo ThinkPad X220 and Panasonic Toughbook CF-S10, leading the field in Handbrake and tying the Lenovo X220 in Photoshop. The only reality check came in our gaming tests, where its Intel HD Graphics 3000 integrated graphics predictably fell short of playable frame rates?plus or minus 21 frames per second in Crysis and Lost Planet 2.

The R835-P88's 66Wh battery will get you through a whole day's work: Though shy of the 9 hours 26 minutes of its predecessor, the R835-P50X (not to mention the 11 hours of the big-batteried Acer TravelMate 8481T-6440), it lasted a solid 8:40?longer than any ultrabook we've tested?in our MobileMark 2007 rundown test.

We've made it clear in other reviews that we're fans of ultrabooks, but the Toshiba Portege R835-P88 is an eye-opener: Almost light enough to forget it's in your briefcase, it delivers ultrabook-beating performance plus the convenience (even if you only use it occasionally) of an onboard optical drive plus the appeal (even if it's mostly due to a hard disk instead of SSD) of a bargain price. At the very least, it's worth keeping our ultraportable category on the books so we can give it an Editors' Choice.

BENCHMARK TEST RESULTS:

COMPARISON TABLE:
Compare the Toshiba Portege R835-P88 with several other laptops side by side.

More laptop reviews:
??? Toshiba Satellite C655-S5542
??? Toshiba Portege R835-P88
??? Toshiba Satellite P775D-S7144
??? Sony VAIO VPC-EH35FM/B
??? Alienware M18x
?? more

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CBSRC-23-1556471A5 ? Avionics/ISR Mechanic | RefineryNews.com

Requisition Number: EGG62063
Interest Category: Aviation
Interest Sub Category: Avionics
Job Title : Avionics/ISR Mechanic
Employment Category/Status: full-time
Type of Position: Regular Hire
Country: U.S.State: Texas
City: Houston

Minimum Requirements: High school diploma or equivalent is required.Experience in the following areas; Avionics, Instrumentation, Intelligence, Surveillance and Reconnaissance (ISR), Airframe, and Powerplant systems.Desired Experience; Three (3) years verifiable Avionics/ISR experience. Previous experience on turbo prop aircraft; Merlin/Metros, CASA 212 or Jet Stream 31/42, Beechcraft King Air, or other TPE 331 experience preferred. Certified by the FAA with a current Airframe and Powerplant Mechanic (AP) and General Radio Operators License (FCC) is desirable.Must have knowledge of the scope and limitation of various categories of maintenance and their application. Must have a firm background and understanding of the theories and principles of Avionics and/or ISR systems operation and maintenance processes. Must be familiar with aircraft electrical systems and components; theory of flight; rigging of flight controls; and mechanical principles.Primary focus will be on providing maintenance and operational support of numerous complex avionics and surveillance systems; aircraft mounted imaging systems, as well as various other imaging and force protection systems.Must be able to inspect, test, and adjust and repair Avionics systems equipment, such as airborne search and weather radar, voice and data communications radio systems, pulse based systems such as IFF, TCAS and radar altimeter systems, airborne Navigation and Instrument Landing Systems, flight director and autopilot systems, flight management systems and GPS, compass systems and attitude reference instrumentation installed in the aircraft. Must be able to troubleshoot failed systems to determine faulty components, inspect aircraft installations for defects such as loose or broken connectors, frayed wires and for accuracy of assembly and installation in order to return the faulty systems to service.Should be able to inspect, test and adjust or repair ISR type equipment to include Thermal Imaging Precision Optics and Laser systems, Infra Red based sensors and cameras to include controlling software and hardware, Ethernet, fiber optic and hard wired video distribution systems, full motion video and data transmission and reception systems, Satellite voice and data communications systems and laser-based illumination systems. Must be able to troubleshoot failed systems to determine faulty components, inspect aircraft installations for defects such as loose or broken connectors, frayed wires and for accuracy of assembly and installation in order to return the faulty systems to service.Must be able to use Avionics and/or ISR specific test equipment under simulated or actual operating conditions to determine performance and airworthiness of tested systems. Must be able to use general purpose test equipment, such as oscilloscopes, digital meters and counters, and circuit analyzers. Must be able to adjust, repair, or replace defective components based on analysis of test results, following blueprints, schematics, handbooks, and other technical documents.Must be able to align or calibrate installed or repaired Avionics and/or ISR equipment to prescribed aircraft system specifications. May ac
Company flight crew to perform in-flight adjustments and to determine and record required post-flight repair work. May sign condition documentation for equipment that has been replaced or repaired.Must be able to provide field maintenance, inspection, troubleshooting and repair expertise to ensure continuous system operations; provide comprehensive, life cycle logistical support to sustain operations and readiness of systems; regularly interface with leadership and end-users for daily operations, presentations, and status reports. Experience should include a working knowledge of aircraft DC electric power generation, batteries, and grounding standards.Must be able to repair and perform failure analysis on electronic controls and assembly.Knowledge of computers (to include using Microsoft Office and the internet) is required, as is the ability to install programs, check start-up logs to determine where errors occur, and change out computer hard drives and power supplies.Knowledge of sheet metal, properties of materials, fuels, fuel tank repairs, and oils. Ability to read, interpret and use manufacturer?s and aircraft maintenance manuals, service bulletins, blueprints, wiring/schematic diagrams, data tables and other specifications to determine feasibility and method to repair or replace malfunctioning or damaged components. Must be able to inspect, repair, and operate ground support and auxiliary equipment.Must possess and maintain a valid driver???s license and be able to operate a government general-purpose vehicle. Must be qualified for and obtain a Secret Clearance within six (6) months of start date.

Work Environment, Physical Demands, and Mental Demands:
Work is performed in a flight line and shop environment that is moderately lighted, heated and ventilated, is exposed to disagreeable fumes and to cuts and bruises from using tools in close placed and hazards of moving vehicles such as forklifts and sweepers in shop area. While performing the duties of this job, the employee is regularly required to stand; use hands to finger, handle, or feel; and talk or hear.The employee frequently is required to walk; reach with hands and arms; and stoop, kneel, crouch, or crawl and work in tiring and uncomfortable positions. The employee is occasionally required to sit, climb or balance, and taste or smell. Frequently lifts items weighing 15-50 pounds and occasionally in excess of 75 pounds.The employee is frequently exposed to moving mechanical parts, extreme heat, and vibration. The employee is exposed to wet and/or humid conditions; high, precarious places; fumes or airborne particles; outside weather conditions; extreme cold; and risk of electrical shock.The noise level in the work environment is usually loud or unsafe conditions, questioning nonstandard operations or environmental factors that may involve unmitigated hazards, and providing feedback to supervisors and managers on all safety issues. Persons selected for this position must be able to obtain a secret security clearance and be able to deploy with the aircraft with minimum notice.???Must be able to speak, read, write and understand English???

Job Description:
Services, cleans, inspects and performs scheduled and unscheduled maintenance on RC 26 aircraft. Responsibilities may include maintenance/repair/modification to airframe, avionics, engines, ISR equipment, sub-systems, and related support equipment. Works independently or in coordination with other AP Mechanics and technical representatives to trouble shoot, diagnose and solve unusual and complex maintenance problems.Ability to apply logic and good judgment, understand technical order diagrams and procedures, use test equipment for analysis of airframe, engine, flight control, pneudraulic, fuel, electrical/electronic systems, problems. Reports to the Site Lead/Director of Maintenance.Service and repair ISR/Avionics systems and aircraft to ensure serviceability. Repair, replace, and rebuild aircraft structures, landing gear, power plants, propellers, fuel systems (including tanks and fuel control systems), and functional components using hand tools, meters, test equipment, power tools, rivet gun, and drills.Inspect and repair power plants (engines) malfunctions, including cracked components, oil leaks, etc. Diagnose malfunctions, isolate causes and correct discrepancies. Test engine operation, using testing equipment to locate source of malfunction. Replace and repair damaged components, use hand tools, gauges, and test equipment.Remove engine and major components from aircraft, using hoist or other lifting devices. Disassemble and inspect parts for wear, warping, or other defects. Repair and replace defective engine components and reassembles and install engine on aircraft.Adjust, repair, or replace instruments, avionics and navigations, ISR, flight control, electrical/electronic, fuel/oil systems and aircraft accessories. Perform aircraft and vehicle services, including engine wash/cleaning, parts lubrication, and maintenance checks.Certified by Federal Aviation Administration as an Airframe Power plant Mechanic. May service engines and airframe components at flight line operations making repairs, short of overhaul, required to ensure aircraft safe operating condition. May be required to repair/modify engines, structural components, precision repair, functional spare parts, and assemblies.Recommend revisions to maintenance procedures to improve efficiency and ensure quality workmanship. Perform all other position related duties as assigned or requested by the Site Lead, Director of Maintenance, or Program Manager.

EOE M/F/D/V

Article source: http://www.careerboard.com/job/1958654-Avionics~2FISR-Mechanic.aspx

Short URL: http://refinerynews.com/?p=23919

Posted by admin on Mar 30 2012. Filed under Jobs. You can follow any responses to this entry through the RSS 2.0. You can leave a response or trackback to this entry

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[OOC] The Ultimate Organization II

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Friday, March 30, 2012

Vance Lecturer discusses ethics, business | Newsroom ...

Mike Baur, the CEO of ScanSource, delivered the 2012 Vance Lecture on Business Ethics on March 29. Baur discussed the progression of the Greenville, SC- based company since he began it in 1992, offering advice to the PC students in attendance.

?I became enamored with the sales side of business and learned how to run my own P&L [profit and loss] at an early age,? Baur said. ?If you can become in charge of a small piece of a business and learn the P&L? the earlier the better? it?s amazing how you change your perspective on things.

?Once you learn the fundamentals, it?s amazing how things make sense to you. I?m not an accountant, but the fundamentals of finance to me are things I?d encourage people to learn at a young age.?

Baur also talked about some of the most common ethical dilemmas that ScanSource employees face.

?Hearing these examples gave our students a clearer understanding about the nature of ethical decisions,? said Dr. Suzie Smith, the Robert M. Vance Professor of Business Administration. ?To prepare them for these inevitable challenges, ScanSource trains them to respond according to their corporate values to promote long term success for ScanSource, their customers, and their suppliers.?

Much of Baur?s lecture related directly to business concepts that Smith and other business professors cover in class: technological developments in enterprise resource planning [ERP] systems and radio-frequency identification [RFID] tags along with the importance of living out corporate values statements and making a profit.

Norman Scarborough, the William Henry Scott III Associate Professor of Entrepreneurship, was most impressed with the way ScanSource, a publicly held company, focuses on doing business for the long term.

?We were pleased that our students could learn from Mr. Baur that doing business the right way and making a profit are not mutually exclusive activities,? Scarborough said. ?In fact, doing business the right way is the best way to create a profitable company.

?Too often, businesses and their managers are portrayed in the press as unscrupulous villains who pillage and plunder companies and exploit customers. Mr. Baur and ScanSource are proof that this is not the case.?

Source: http://www.presby.edu/newsroom/vance-lecturer-discusses-ethics-business/

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What You Need to Know About Getting a Mortgage - Curbed ...

2012.03_curbedu.jpgCurbed University delivers insider tips and non-boring advice on how to buy, sell, or rent a house or apartment. Additional questions welcomed to la@curbed.com.

3. PULLING THE TRIGGER

So, you've finally spotted a listing that makes your heart skip a beat. It's in the right neighborhood, the right price range, and miracle of miracles, hasn't had its character strip-mined out by ham-fisted remuddlers. You've been to the open house, and returned at night. Yeah, the fireplace is only decorative and not a real wood-burning one, but how often would you really use that kind of fireplace if you actually had one anyway? Probably not that much, we bet. Come on, it's LA!

Loan Ranger
Where does one get a loan? Usually people start by browsing mortgage providers online, but you can also go to institutional lenders (banks), credit unions, insurance companies, the seller of the property, and, largely, mortgage bankers. Mortgage brokers make up the majority of lenders--more than half, in fact. A mortgage broker acts as an agent between a lender and borrower. Different brokers have different lending contacts, so be sure to do your homework on who you?re hiring. Mortgage bankers, on the other hand, work for a bank and offer bank loans.

JP Morgan Chase and Wells Fargo are too well-known examples of commercial banks. Mortgage lending is not their main business, yet they often provide competitive rates and sometimes even discounts to members. Credit Unions offer mortgages as well.

Here's your basic mortgage vocab lesson for today:

*Amortized Loans
Most mortgages are "amortized loans" where equal payments (usually monthly) of the principal and interest are made over a certain period (usually 15 to 30 years.) The payments cover both the principal and the interest.

*Adjustable vs. Fixed Rate
An adjustable-rate mortgage (ARM) changes the monthly payment based on fluctuating interest rates and usually offers a lower interest rate. A fixed rate mortgage locks in the payment and interest rate for the length of the mortgage. If you can lock in a mortgage at a low fixed rate, woohoo! You win. Interest rates are set by state laws, and charging over that rate is usury.

*Jumbo Mortgages
Jumbo mortgages are home loans that are bigger than normal. They're called jumbo loans because they exceed the "conforming limit," which is the maximum amount that Fannie Mae and Freddie Mac will buy. In Los Angeles, New York City, and other big metro areas, the conforming limit is currently $625,500 and in much of the country it's $417,000. Full list here. Since the recent downturn, jumbo mortgages have become more difficult to get. Expect to put down at least 20% of the down payment and to get an adjustable-rate loan, as fixed-rate jumbo mortgages are relatively rare.

*Conventional Mortgages
Conventional mortgages are loans not made by the VA, FHA, or the Rural Housing Service and are usually offered by banks, credit unions, and savings and loans institutions. Conventionals are categorized as conforming or non-confirming, the prior being acceptable to government-sponsored enterprises such as Fannie Mae and Freddie Mac. These kinds of loan usually require at least 5% down payment; a down payment of less than 20% requires Private Mortgage Insurance (PMI). PMI translates to a percentage of your loan amount.

*Government-Backed Mortgages
Government-backed mortgages are insured by some federal agency. The loan can be made by the private sector, but still receives the insurance of the federal government. The biggies are

-- FHA Loans - insured by the Federal Housing Administration and the most popular type of government loan. You?re required to pay less of a down payment than with a conventional loan, and there?s more leeway if you have qualification roadbumps, but you are going to pay a premium for government mortgage insurance.

-- VA Loans - a program managed by the Department of Veterans Affairs, these loans are available to military servicemembers and their families. VA loans can be used to finance 100% of the home purchase.

*Pre-Qualified vs. Pre-Approved
Pre-qualification is when a mortgage broker informally lets you know how much money you can borrow based on factors including your debt-to-income ratio. (See below.) Pre-Approval is a more intense process where you have to submit financial documentation and then the lender will agree to the loan in writing in a commitment letter. This letter has an expiration date, so make sure you know your timing, because you'll also have to include it in any board package.

*Debt-to-income Ratio
Basically, the percentage of your gross monthly income that goes towards paying your debts. These could be housing related (rent, mortgages, etc) and also debts like school loans and car loans. Check out this calculator to figure out some more details.

*Points
Now, what about points? Points are packets of extra prepaid interest payments that equal 1% of the loan amount. Do you get points for being bad? Some mortgage (plans) might lower the interest rate in exchange for extra points paid upfront, which is known as a buydown. Some buydowns don't last for the whole loan but rather for just the first few years, while others last the whole loan.

Remember, this is just very basic info--mortgages are complicated to the average Joe, but explained in much more detail by a professional. Do some scouting, get a recommendation and call up a mortgage broker for the whole shebang.
? Curbed University [Curbed LA]

Source: http://la.curbed.com/archives/2012/03/what_you_need_to_know_about_getting_a_mortgage.php

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Thursday, March 29, 2012

Verizon confirms Jetpack MiFi 4620L will be available April 12th for $50 on-contract

It's taken considerably longer to roll out than the few weeks that were promised back at CES in January, but Verizon has now confirmed that the Novatel-built, LTE-capable Jetpack MiFi 4620L will be available on April 12th for $49.99. That's on the usual two-year contract, of course, and after a $50 mail-in rebate. In addition to supporting up to ten WiFi connection, it also notably has a removable battery that can be swapped out for a higher capacity 3000mAh unit (double the capacity of the included the one). Look for it at Verizon stores and Verizon's website initially, with a roll out to Best Buy locations following shortly thereafter.

Verizon confirms Jetpack MiFi 4620L will be available April 12th for $50 on-contract originally appeared on Engadget on Wed, 28 Mar 2012 20:23:00 EDT. Please see our terms for use of feeds.

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Tips ? Developing Real Estate Listings | OsrArticles.com : Submit ...

A real estate listing will be an area of a magazine or even a databases in a site which demonstrates properties, rentals, condominiums along with residences which can be currently for sale or for rent in a distinct geographical region. It is almost always taken care of simply by spot, price, dimension, community, or perhaps range of bed rooms.

A real estate listing is a beneficial tool that will property owners and also builders can make use of to improve their earnings.
If you are looking to market your rental properties, and then writing an house listing must be your own move. An condominium listing can decrease vacancies and considerably increase your month-to-month cash flow.

Listed below are the Do?s:

1. Begin by listing along the rent price as well as security put in payment needs. Funds, in fact, are precisely what a lot of people actually take into account purchasing for a place to rent. Article the monthly rental costs on nearly all noticeable segment of the listing so readers can see them in a look. End up being crystal clear whether they can pay out in cash, check or even credit card. Should you call for security put in, stipulate simply how much so when you require it settled. A number of land lords call for 2 months deposit and also an independent advance settlement. Take into account listing exactly what resources tend to be incorporated given this rental charge as this affects tenants? determination. Many of them are prepared to spend additional for these types of.

2. Present a detailed information of the condominium. Provide just as much information when you can regarding the openings including the amount of rooms, baths, along with other critical services. Increase genuine respectable pictures of the products as well as floorboards plans. Avoid submitting misleading information or even pictures to stop client discontent as well as grievances.

3. Suggest the building foibles that will renters need to adhere to. Several of these kind of guidelines may consist of airport parking regulations, noises laws, or whether or not to let pets.

4. Designate your own contact information in notable parts. Show your company name, identify as well as placement and then your phone amount, mobile quantity, fax, and also e-mail. Anyone can additionally develop professional skype as well as yahoo messenger accounts to make it simpler for international potential customers to get to an individual.

5. Test your own listing. Inquire friends and family to check that and also get their own suggestions and that means you can even more refine your current listing.

And Do nots:

1. Present the information persistently along with appropriately. Go through this just before submitting. Avoid sentence errors, misuse of upper case minimizing circumstance heroes, complicated fonts which are not very easily understandable. Clients might get turned off using of poor quality demonstration.

2. Easily simplify your own listing. Do certainly not employ prolonged lines. Always be primary to the stage to prevent discouraging consumers from studying the listing. Employ an one structure. The upper part can supply a rapid synopsis of the product details like place along with monthly rental charge. Second segment can the facilities offered in summary sentences as well as the reduced segment can end up being for your current information.

3. Become polite to most inquirers. Make confident an individual respond to everyone that asked whether the condo continues to be hired in order that buyers will arrive back to a person in the potential.

To learn more, check out Rancho Santa Fe Realtor and Rancho Santa Fe Homes

This entry was posted on March 28, 2012 at 6:53 pm and is filed under Automotive. You can follow any responses to this entry through the RSS 2.0 feed.

Source: http://www.osrarticles.com/2012/03/tips-developing-real-estate-listings/

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Wednesday, March 28, 2012

Geraldo Rivera Apology: Pundit Sort of Walks Back Trayvon Martin Comments


Fox News pundit Geraldo Rivera has issued an apology - or at least a response - to critics of his recent comments on slain Florida teen Trayvon Martin.

Rivera now infamously said (below) that the unarmed 17-year-old's hoodie was to blame for his death as much as George Zimmerman, who shot him.

Realizing how monumentally offensive, insensitive and just plain wrong that comment was, Rivera is now walking back the statement ... partially.

Rivera is standing by his message, and saying that while others took it as pure flame-fanning, he saw it more as honest, accurate and a PSA of sorts.

"I apologize to anyone offended by what one prominent black conservative called my 'very practical and potentially lifesaving campaign urging black and Hispanic parents not to let their children go around wearing hoodies,'" he told Politico.

"My own family and friends believe I obscured or diverted attention from the primary fact, which is that an unarmed 17-year-old was shot dead by a man who was never seriously investigated by local police. And if that is true, I apologize."

But not, he continued, because he was incorrect.

"I remain absolutely convinced of what I said about asking for trouble. There's enough trouble for minority boys not to provoke mad responses from paranoid jerk-offs."

That should simmer everyone down. Probably. Maybe. Okay, not really.

Source: http://www.thehollywoodgossip.com/2012/03/geraldo-rivera-apology-pundit-sort-of-walks-back-trayvon-martin/

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Tuesday, March 27, 2012

A new dimension for solar energy

Tuesday, March 27, 2012

Intensive research around the world has focused on improving the performance of solar photovoltaic cells and bringing down their cost. But very little attention has been paid to the best ways of arranging those cells, which are typically placed flat on a rooftop or other surface, or sometimes attached to motorized structures that keep the cells pointed toward the sun as it crosses the sky.

Now, a team of MIT researchers has come up with a very different approach: building cubes or towers that extend the solar cells upward in three-dimensional configurations. Amazingly, the results from the structures they've tested show power output ranging from double to more than 20 times that of fixed flat panels with the same base area.

The biggest boosts in power were seen in the situations where improvements are most needed: in locations far from the equator, in winter months and on cloudier days. The new findings, based on both computer modeling and outdoor testing of real modules, have been published in the journal Energy and Environmental Science.

"I think this concept could become an important part of the future of photovoltaics," says the paper's senior author, Jeffrey Grossman, the Carl Richard Soderberg Career Development Associate Professor of Power Engineering at MIT.

The MIT team initially used a computer algorithm to explore an enormous variety of possible configurations, and developed analytic software that can test any given configuration under a whole range of latitudes, seasons and weather. Then, to confirm their model's predictions, they built and tested three different arrangements of solar cells on the roof of an MIT laboratory building for several weeks.

While the cost of a given amount of energy generated by such 3-D modules exceeds that of ordinary flat panels, the expense is partially balanced by a much higher energy output for a given footprint, as well as much more uniform power output over the course of a day, over the seasons of the year, and in the face of blockage from clouds or shadows. These improvements make power output more predictable and uniform, which could make integration with the power grid easier than with conventional systems, the authors say.

The basic physical reason for the improvement in power output ? and for the more uniform output over time ? is that the 3-D structures' vertical surfaces can collect much more sunlight during mornings, evenings and winters, when the sun is closer to the horizon, says co-author Marco Bernardi, a graduate student in MIT's Department of Materials Science and Engineering (DMSE).

The time is ripe for such an innovation, Grossman adds, because solar cells have become less expensive than accompanying support structures, wiring and installation. As the cost of the cells themselves continues to decline more quickly than these other costs, they say, the advantages of 3-D systems will grow accordingly.

"Even 10 years ago, this idea wouldn't have been economically justified because the modules cost so much," Grossman says. But now, he adds, "the cost for silicon cells is a fraction of the total cost, a trend that will continue downward in the near future." Currently, up to 65 percent of the cost of photovoltaic (PV) energy is associated with installation, permission for use of land and other components besides the cells themselves.

Although computer modeling by Grossman and his colleagues showed that the biggest advantage would come from complex shapes ? such as a cube where each face is dimpled inward ? these would be difficult to manufacture, says co-author Nicola Ferralis, a research scientist in DMSE. The algorithms can also be used to optimize and simplify shapes with little loss of energy. It turns out the difference in power output between such optimized shapes and a simpler cube is only about 10 to 15 percent ? a difference that is dwarfed by the greatly improved performance of 3-D shapes in general, he says. The team analyzed both simpler cubic and more complex accordion-like shapes in their rooftop experimental tests.

At first, the researchers were distressed when almost two weeks went by without a clear, sunny day for their tests. But then, looking at the data, they realized they had learned important lessons from the cloudy days, which showed a huge improvement in power output over conventional flat panels.

For an accordion-like tower ? the tallest structure the team tested ? the idea was to simulate a tower that "you could ship flat, and then could unfold at the site," Grossman says. Such a tower could be installed in a parking lot to provide a charging station for electric vehicles, he says.

So far, the team has modeled individual 3-D modules. A next step is to study a collection of such towers, accounting for the shadows that one tower would cast on others at different times of day. In general, 3-D shapes could have a big advantage in any location where space is limited, such as flat-rooftop installations or in urban environments, they say. Such shapes could also be used in larger-scale applications, such as solar farms, once shading effects between towers are carefully minimized.

A few other efforts ? including even a middle-school science-fair project last year ? have attempted 3-D arrangements of solar cells. But, Grossman says, "our study is different in nature, since it is the first to approach the problem with a systematic and predictive analysis."

###

Massachusetts Institute of Technology: http://web.mit.edu/newsoffice

Thanks to Massachusetts Institute of Technology for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

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Source: http://www.labspaces.net/118736/A_new_dimension_for_solar_energy

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Stocks to Watch ? Pulaski Financial Corp. (PULB) |

Stocks to Watch ? Pulaski Financial Corp. (NASDAQ: PULB)

Pulaski Financial Corp. serves as the holding company of Pulaski Bank (the Bank). Its primary assets are focused in its investment in the Bank and cash. It also maintains two-special purpose subsidiaries which issue preferred securities. On the other hand, the Bank provides several financial products and services for businesses and retail customers via its 12 full-service offices in the St. Louis metropolitan area and six loan production offices in the St. Louis and Kansas City metropolitan areas.

The Bank is involved mainly in the attraction of deposits from individuals and businesses. Pulaski Bank uses these deposits, together with borrowed funds, to originate the following:

  • One- to four-family residential mortgage loans
  • Residential construction loans
  • Home equity lines of credit
  • Multi-family and commercial real estate
  • Commercial and industrial

Lending Activities

The Company is a direct endorsement lender with the Federal Housing Administration (FHA). It provides several adjustable-rate mortgage (ARM) loans. These loans may be sold in the secondary market or originated for portfolio investment. The Company also creates real estate construction and development loans that consist of one-to-four family residential construction loans made to retail mortgage customers and builders, loans for the development of land to be used for residential or commercial real estate construction, and loans for the construction of multi-family and commercial properties.

It is mainly involved in commercial real estate lending, through direct originations. Its commercial real estate loans are usually prime-based, floating-rate loans, or short-term (one to five year), fixed-rate loans. These are secured by property, such as inventory, equipment, finished goods and accounts receivable.

Investment Activities

The Bank primarily invests in different types of liquid assets such as the United States Treasury obligations, securities of various federal agencies and state and municipal governments, deposits at the Federal Home Loan Bank (FHLB) of Des Moines, certificates of deposit of federally insured institutions, certain bankers? acceptances and federal funds.

It is involved in maintaining a portfolio of U.S. Treasury obligations and investment grade mortgage-backed securities in the form of Ginnie Mae, Freddie Mac and Fannie Mae participation certificates and collateralized mortgage obligations.

Sources of Funds

The Bank?s main sources of funds are deposits (including brokered deposits), loan repayments, loan sales, FHLB borrowings and borrowings from the Federal Reserve Bank. It offers its deposit activities to people from the St. Louis metropolitan area.

Pulaski Financial Corp. (NASDAQ: PULB) 52 week: 6.15 ? 8.05? ?Mkt cap: 90.57M?? Shares:? 11.29M

Tags: Pulaski Financial, Pulaski Financial Corp., Pulaski Financial Corporation, PULB, Stocks to watch

Source: http://www.buypennystocks.com/penny-stocks-blog/stocks-to-watch-pulaski-financial-corp-pulb

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Top Four Reasons to Work with a Windows and Doors Specialist

Monday, March 26, 2012

FAS Windows & Doors is proud to be Central Florida's largest wholesale residential window and doors dealer. Here are the top four reasons working with a windows and doors specialist will guarantee long-term value.

Expert Replacement Window and Door Knowledge

When you choose FAS Windows & Doors as your custom windows and doors specialists, you guarantee the job will be done with expertise, accuracy, and professionalism.?FAS Windows & Doors has years of industry experience to help you select the perfect solution for your home.

Guaranteed Quality Custom Doors and Windows

We carry award winning custom?window and door product lines such as Simonton to add value to your home. Every window and door installation is executed with a commitment to beauty and longevity.

Personal Guidance for Home Renovation

FAS Windows & Doors offers a personal touch large home improvement stores cannot. We provide expert guidance throughout the process, taking out the guess work to offer custom tailored products according to your preferences.

Superior Customer Support for Home Owner Satisfaction

From the first time you call to schedule a consultation to product selection to installation and maintenance, FAS team members track customer interaction to provide exceptional customer support to ensure home owner satisfaction.

Our team of experts is here to answer questions. Call to schedule a free, no obligation in-home consultation or visit our Orlando showroom.

Elizabeth Rissman 3/26/2012

Add your comments:

Items in bold indicate required information.

Source: http://www.faswd.com/blog/posts/top-four-reasons-to-work-with-a-windows-and-doors-specialist.html

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Utilize Absolutely Free Search Engine Marketing Tools To Enhance ...

Getting most of the fundamental system of the SEO web marketing tricks, Search engine optimization is usually an fundamental aspect of ones promoting plan in advance. Improving your quest vehicle site is undoubtedly significant feature for one million consumers along side group positions use SE?s search and see targeted solution and so insurance policies.Online enterprise promoting might best to secure a web site or possibly a web website discovered at potential client bottom level. A search engine optimization agent assesses your relationship among the easily available web presence sets of rules and so person behavior to have the research phrases settled and so performing in addition to biggest search engines like Google, Msn, and so Yahoo and google.

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Source: http://www.utahcountybookmobile.org/archives/1163

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Monday, March 26, 2012

30 Weeks - Baby Shower Report! | Blueberry Squash


I had my baby shower a week ago, and have to report that it was an AMAZING experience!? It was a small gathering of 20 people due to my small family, and friends all over the world with a huge outpouring of support that I will never forget.? I was blown away that everyone came out with beautiful baby gifts, and the sweetest most sincere sentiments in their cards.

Let's start at the beginning.? I had a morning flight up north on Saturday.? My husband had to drop me off early due to his work schedule so I had breakfast at the airport, and due to my pregnancy bladder visited the restroom 4 times before boarding the plane.? I adventured my way through 2 short flights with 4 more bathroom breaks including a short run with my big belly and little backpack at BWI airport.? I read an entire parenting book (check out the review here) and the overall experience was very relaxing.

When I landed I was greeted by my parents and whisked off to a delicious seafood lunch of clam chowder and rainbow trout.? I spent the rest of the day catching up with my parents and grandparents which is always a great time since I don't get up to see them very often.

The shower was on Sunday.? My Mom & Grandmother planned it at a favorite old colonial style restaurant, and it was attended by my tiny family, my parents friends, and a selection of my friends still living close to home.? I don't often get to see friends on my hectic trips home so they were the highlight of the day.? I had one friend that I have known since kindergarten, three that I met in the 3rd grade, and one from college.? I sat all of us right in the middle so I could have as much girl talk as possible.

We decorated onesies which I have to say is my new favorite shower activity.? I was impressed by the artistic skill of my family and friends and had to laugh at a few of the results.? They are in my washing machine as we speak and will make for some fun modeling and useful wardrobe when baby arrives.? My Mom bought onesies all the way up to 24 months so some people will need to wait longer then others to see the results of their artwork.? There was lots of good conversation during the process, and it gave time to pass around our baby guessing pool, and guess sheet for two jars full of candy.

Then we had fruit, salad, lunch and dessert followed by the opening of the gifts.? I asked for everything to be travel friendly so it wasn't painfully long due to the gift cards I received.? From the registry I got my diaper bag, some cloth diapering supplies, and the BebePod Flex which is adorable!? I was also able to buy the two Boba Baby Carriers, Newborn Diaper Pack after the shower with my gift cards and tons of little stuff.? Between the shower and gifts we received at the house I am down to 20 items on my want list and all the big ticket purchases are finished!? I am so happy that we have the bulk of our spending to prepare for baby finished.

After the gifts my Mom had prizes for guessing the correct number of beans in the jar and we played the string game where people guess how big my belly is.? There was lots of laughter and chatter.? The shower was short and sweet, followed by some drinks (fake ones for me!) outside on an unseasonably warm day with a few people who had time to stay longer.? It was the most wonderful day, and well worth the flight and weekend trip.

I spent Monday with my parents, and then was back on the plane Tuesday morning.? A memorable and fun weekend.? Now on to busy time ... more birthing classes, extra doctors appointments, chiropractor, breastfeeding classes, and the list goes on!

* This post contains affiliate links, but I was not paid by the manufacturer to review this product - I just like it! I am disclosing this in accordance with the FTC's 16 CFR, Part 255. Images Copyright Brooke Photo Studio.

Source: http://blueberrysquash.blogspot.com/2012/03/30-weeks-baby-shower-report.html

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Annals of Government Medicine (Powerlineblog)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories Stories, News Feeds and News via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/209193265?client_source=feed&format=rss

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SEO Canada , Tips about PPC Marketing and advertising

Sorry, Readability was unable to parse this page for content.

Source: http://monsteraquarium.net/2012/03/26/seo-canada-tips-about-ppc-marketing-and-advertising/

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asics ? Blog Archive ? dr dre by monster Relationships Readiness ...

A well-trained graphologist handwriting critic tin naturally fasten personality strengths,beats by dr dre, challenges,hermes shop online,plus latent relationship problems,beats headphone,only he or she won?t make you if you ought wed alternatively never That decision namely up to you. Before committing apt a life attach as follows traditional marriage two folk would assistance themselves along also seriously considering who they actually are abreast from forever societal programming plus conditioning),monster beats dr dre, why they are here aboard world plus what it namely that their higher-selves marrows have chosen to experience. Graphology,mulberry hobo, meditation,dr dre by monster,and regression therapy are efficacious ways apt understand the who plus comprehensive astrology plus numerology open the door apt the what and why.
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Source: http://asics.manablog.jp/archives/13352

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Sunday, March 25, 2012

5 Elements Energy Efficient Windows Austin TX Homes Need | All ...

The Austin heat and humidity often lead many homeowners to use their air conditioning units for long periods. This leads to excessive energy consumption and higher electricity bills. One commonly overlooked culprit behind this is faulty windows. By installing energy efficient windows Austin TX homeowners can save a lot on their energy bills.

If you are thinking of getting replacement windows for your home, here are five elements you should ensure they have:

  • High quality vinyl
    Vinyl replacement windows can last a long time, but only if they are of good quality. High quality vinyl can even surpass the thermal properties of steel and aluminum which makes it an ideal insulator.
  • Glass coatings
    Low-E coated glass promotes better energy efficiency since it prevents heat transfer. Ensure that your replacement windows have advanced Low-E protection, such as those from Simonton.
  • Gas fill
    Be sure that you opt for gas-filled windows. The space between the glass panes must be filled with argon or krypton gas for maximum energy efficiency. These gases are dense and will prevent heat transfer from the outdoors.
  • Spacer system
    For the best energy efficient windows Austin TX homes can have, ensure that your windows? spacer systems are made of highly thermally prohibitive materials. Spacer systems reduce heat transfer between the glass panes to ensure a cool temperature inside your home.
  • Laminated glass
    Most windows have a laminated layer to prevent energy loss, noise transmission, and forced entry. This extra barrier also makes your window stronger.

Ensure that the replacement windows you order for your home have these five elements for maximum energy efficiency. With high quality energy efficient windows, you?ll benefit from lower energy bills despite the rising summer heat. Call us today at (888) 669-1806 for more information on energy efficient windows.

Source: http://alltexexteriors.com/blog/5-elements-of-energy-efficient-windows-austin-tx-homes-must-have/

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The Cellar Door Stories: Lego Party: Cupcakes & Wrap-Up

It was a pretty crazy party day on Saturday.? Jackson had two friends over for a little party/playdate, then all three of them went to another friend's birthday party (also lego themed!), and then J came home just in time for the family party!? Because the kids were all headed to another party, the only dessert we did after lunch were the marshmallow minifigure heads.? The family came over for cake and ice cream Saturday evening, and I served these lego cupcakes...
Nothing fancy here, friends.? A boxed funfetti mix & (gasp) store bought icing.? I did shove the icing in a ziploc bag with a tip and piped it on to make it look slightly better.? A few sprinkles and a lego candy piece made with vanilla melting wafers and this mold, and voila!
A glimpse of the food table (helpful hint:? don't have one of those fun cupcake holders?? I just stack two different sized cake stands on top of each other!)
Simple, easy tablescape when everything can be done in primary colors.? The beach-ball looking things are a popular gift from our Japanese exchange student.? They matched so perfectly I just threw them on!? The silver tin you see is also from Yoshiki.....it included several kinds of Japanese rice cakes.? Honey, Black Bean, Shrimp & Seaweed....my favorite was the Soy Sauce & Sugar!? Not your typical LEGO party food, but such a sweet gesture from our new friend.

We love you so much, our sweet Lego-loving 6 year old boy!!!


If you missed the previous LEGO party posts, you can check out the marshmallow minifigure heads here, and the goodie bags here.Linking to:? The Frugal Girls, Tatertots & Jello,

Source: http://thecellardoorstories.blogspot.com/2012/03/lego-party-cupcakes-wrap-up.html

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Saturday, March 24, 2012

bignewsnetwork: Europe may be following in Japan footsteps http://t.co/1oit6eNP

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Source: http://twitter.com/bignewsnetwork/statuses/183296544219471872

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Q&A: How to invest in GOLD? Goldsenze | Gold Investment Trading ...

Q: How to invest in GOLD?

I?d like to invest in GOLD to hedge and as a long-term investment. But I don?t really want to buy Gold ETFs or (vintage) gold coins from stores. Please recommend reliable banks or brokers in US that can help small investors like me invest in gold.

Thank you. :)

ps, I won?t chase the past returns.
Also, does someone know the difference between Gold and Gold Future ?

goldsenze.com Answer:

Why wouldn?t you buy GLD, the ETF? It mirrors the performance of the physical but it much, much more liquid. And you don?t need to buy a safe in which to store it. Typically, if you don?t want to buy coins then you have to deal with a metals dealer, and they typically charge very high commissions on sales. If you are buying less than a few million USD worth of physical gold, go with an ETF ? there is no reason not to. D

Robert Kiyosaki is a leading financial expert, successful entrepreneur and award winning author. This interview gives an insight into Robert?s investing strategies, touching on areas such as real estate and precious metals. He gives valuable insight into debt management and recommends increasing your financial education.

posts you may find of interest:

  1. Question: How do you invest in gold or silver? goldsenze
  2. Q: I?m interested in gold coins. What is the best way to invest in gold? Goldsenze
  3. Q&A: What?s the best way to invest in gold?
  4. Q&A: What is the best way to invest in gold?
  5. Q&A: What is the best way to invest in gold and silver?
  6. Question: How & where do you buy gold?
  7. What is the best way to invest in gold and silver? goldsenze

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